/* ============================================================
   DESIGN SYSTEM
   ============================================================ */
:root{
  --ink:#070B16;
  --ink-2:#0D1425;
  --ink-3:#141C31;
  --surface:#FFFFFF;
  --surface-2:#F6F8FC;
  --surface-3:#EEF2F8;

  --red:#E11D2E;
  --red-2:#FF3B4E;
  --red-deep:#9E0C1C;
  --blue:#0039A6;
  --blue-2:#1E5BD6;
  --blue-deep:#0A1F44;
  --gold:#E9B949;
  --gold-2:#FFD97A;
  --gold-deep:#B8860B;

  --text:#0F172A;
  --text-2:#475569;
  --text-3:#94A3B8;

  --line:rgba(15,23,42,.08);
  --line-dark:rgba(255,255,255,.08);

  --radius-sm:10px;
  --radius:16px;
  --radius-lg:24px;
  --radius-xl:32px;

  --shadow-sm:0 1px 2px rgba(15,23,42,.06), 0 1px 3px rgba(15,23,42,.04);
  --shadow:0 4px 12px rgba(15,23,42,.06), 0 2px 4px rgba(15,23,42,.04);
  --shadow-md:0 12px 28px rgba(15,23,42,.08), 0 4px 10px rgba(15,23,42,.04);
  --shadow-lg:0 24px 60px rgba(15,23,42,.12), 0 8px 20px rgba(15,23,42,.06);
  --shadow-xl:0 40px 100px rgba(15,23,42,.18), 0 16px 40px rgba(15,23,42,.08);
  --shadow-red:0 20px 60px rgba(225,29,46,.28);
  --shadow-gold:0 20px 60px rgba(233,185,73,.30);

  --ease:cubic-bezier(.22,1,.36,1);
  --ease-2:cubic-bezier(.65,0,.35,1);

  --container:1240px;
  --gutter:24px;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'Inter',system-ui,-apple-system,sans-serif;
  font-size:16px;line-height:1.65;
  color:var(--text);background:var(--surface);
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:none;background:none}
ul{list-style:none}
::selection{background:var(--red);color:#fff}

/* Scrollbar */
::-webkit-scrollbar{width:10px}
::-webkit-scrollbar-track{background:var(--surface-2)}
::-webkit-scrollbar-thumb{background:linear-gradient(var(--red),var(--blue));border-radius:10px;border:2px solid var(--surface-2)}

/* ============================================================
   TYPOGRAPHY
   ============================================================ */
h1,h2,h3,h4,h5{font-family:'Sora',sans-serif;font-weight:700;line-height:1.12;letter-spacing:-.02em;color:var(--text)}
h1{font-size:clamp(2.2rem,5vw,4.2rem);font-weight:800;letter-spacing:-.035em}
h2{font-size:clamp(1.8rem,3.4vw,2.9rem);font-weight:700;letter-spacing:-.03em}
h3{font-size:clamp(1.15rem,1.6vw,1.4rem);font-weight:600;letter-spacing:-.015em}
p{color:var(--text-2)}

.eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  font-family:'Sora',sans-serif;font-size:.72rem;font-weight:600;
  letter-spacing:.18em;text-transform:uppercase;color:var(--red);
  margin-bottom:18px;
}
.eyebrow::before{content:"";width:28px;height:1.5px;background:var(--red);display:block}
.eyebrow.light{color:var(--gold)}
.eyebrow.light::before{background:var(--gold)}

.section-head{max-width:760px;margin:0 auto 64px;text-align:center}
.section-head p{font-size:1.08rem;color:var(--text-2);margin-top:16px;line-height:1.7}

/* ============================================================
   LAYOUT
   ============================================================ */
.container{max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}
section{padding:110px 0;position:relative}
.bg-light{background:var(--surface-2)}
.bg-dark{background:var(--ink);color:#fff}
.bg-dark h2,.bg-dark h3,.bg-dark h4{color:#fff}
.bg-dark p{color:rgba(255,255,255,.7)}
.bg-dark .section-head p{color:rgba(255,255,255,.65)}

/* ============================================================
   SCROLL PROGRESS
   ============================================================ */
.scroll-progress{
  position:fixed;top:0;left:0;height:3px;width:0%;z-index:9999;
  background:linear-gradient(90deg,var(--red),var(--gold),var(--blue));
  transition:width .1s linear;
}

/* ============================================================
   NAVIGATION
   ============================================================ */
.nav{
  position:fixed;top:0;left:0;right:0;z-index:1000;
  padding:14px 0;
  background:rgba(255,255,255,.72);
  backdrop-filter:blur(20px) saturate(180%);
  -webkit-backdrop-filter:blur(20px) saturate(180%);
  border-bottom:1px solid transparent;
  transition:all .4s var(--ease);
}
.nav.scrolled{
  padding:10px 0;
  background:rgba(255,255,255,.92);
  border-bottom-color:var(--line);
  box-shadow:0 4px 30px rgba(15,23,42,.05);
}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}

.brand{display:flex;align-items:center;gap:12px;font-family:'Sora',sans-serif;font-weight:700;font-size:1.05rem;letter-spacing:-.02em;color:var(--ink)}
.brand-mark{
  width:40px;height:40px;border-radius:12px;
  background:linear-gradient(135deg,var(--red) 0%,var(--red-deep) 100%);
  display:grid;place-items:center;color:#fff;font-size:1rem;
  box-shadow:0 8px 20px rgba(225,29,46,.28);
  position:relative;overflow:hidden;
}
.brand-mark::after{content:"";position:absolute;inset:0;background:linear-gradient(135deg,transparent 40%,rgba(255,255,255,.25));}
.brand-text small{display:block;font-family:'Inter',sans-serif;font-size:.66rem;font-weight:500;color:var(--text-3);letter-spacing:.1em;text-transform:uppercase;line-height:1.2}

.nav-links{display:flex;gap:4px;align-items:center}
.nav-links a{
  padding:9px 14px;border-radius:9px;font-size:.9rem;font-weight:500;
  color:var(--text-2);transition:all .25s var(--ease);position:relative;
}
.nav-links a:hover{color:var(--text);background:var(--surface-2)}

.nav-right{display:flex;align-items:center;gap:12px}

.lang{position:relative}
.lang-btn{
  display:flex;align-items:center;gap:8px;
  padding:9px 14px;border-radius:10px;font-size:.85rem;font-weight:600;
  color:var(--text);background:var(--surface-2);border:1px solid var(--line);
  transition:all .25s var(--ease);
}
.lang-btn:hover{border-color:var(--red);color:var(--red)}
.lang-menu{
  position:absolute;top:calc(100% + 10px);right:0;min-width:190px;
  background:#fff;border-radius:14px;border:1px solid var(--line);
  box-shadow:var(--shadow-lg);padding:8px;
  opacity:0;visibility:hidden;transform:translateY(-8px);
  transition:all .25s var(--ease);z-index:100;
}
.lang:hover .lang-menu{opacity:1;visibility:visible;transform:translateY(0)}
.lang-menu a{
  display:flex;align-items:center;gap:10px;padding:9px 12px;border-radius:9px;
  font-size:.88rem;font-weight:500;color:var(--text-2);transition:all .2s var(--ease);
}
.lang-menu a:hover{background:var(--surface-2);color:var(--red)}
.flag{width:20px;height:14px;border-radius:3px;flex-shrink:0;box-shadow:0 1px 3px rgba(0,0,0,.15)}

.nav-phone{
  display:flex;align-items:center;gap:8px;font-size:.88rem;font-weight:600;
  color:var(--ink);padding:9px 12px;border-radius:10px;transition:color .2s;
}
.nav-phone:hover{color:var(--red)}
.nav-phone i{color:var(--red)}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:13px 24px;border-radius:12px;font-size:.9rem;font-weight:600;
  font-family:'Sora',sans-serif;letter-spacing:-.01em;
  transition:all .3s var(--ease);white-space:nowrap;cursor:pointer;
}
.btn-red{
  background:linear-gradient(135deg,var(--red) 0%,var(--red-deep) 100%);
  color:#fff;box-shadow:0 8px 20px rgba(225,29,46,.25);
}
.btn-red:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(225,29,46,.38)}
.btn-gold{
  background:linear-gradient(135deg,var(--gold-2) 0%,var(--gold) 50%,var(--gold-deep) 100%);
  color:var(--ink);box-shadow:0 10px 28px rgba(233,185,73,.35);
}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 40px rgba(233,185,73,.5)}
.btn-ghost{
  background:rgba(255,255,255,.06);color:#fff;
  border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(10px);
}
.btn-ghost:hover{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.35)}
.btn-outline{
  background:transparent;color:var(--ink);border:1.5px solid var(--line);
}
.btn-outline:hover{border-color:var(--red);color:var(--red)}
.btn-lg{padding:17px 32px;font-size:1rem;border-radius:14px}
.btn-block{width:100%}

.burger{display:none;width:42px;height:42px;border-radius:11px;background:var(--surface-2);color:var(--ink);font-size:1.1rem;border:1px solid var(--line)}

/* ============================================================
   HERO
   ============================================================ */
.hero{
  position:relative;min-height:100vh;display:flex;align-items:center;
  padding:150px 0 100px;overflow:hidden;
  background:var(--ink);color:#fff;
}
.hero-bg{position:absolute;inset:0;z-index:0;overflow:hidden}
.hero-bg::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(ellipse 80% 60% at 15% 0%, rgba(225,29,46,.22), transparent 60%),
    radial-gradient(ellipse 70% 60% at 90% 20%, rgba(0,57,166,.30), transparent 60%),
    radial-gradient(ellipse 60% 50% at 50% 110%, rgba(233,185,73,.14), transparent 65%),
    linear-gradient(180deg,#070B16 0%,#0A1024 50%,#070B16 100%);
}
.hero-grid{
  position:absolute;inset:0;opacity:.5;
  background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);
  background-size:64px 64px;
  mask-image:radial-gradient(ellipse 80% 70% at 50% 40%,#000 30%,transparent 80%);
  -webkit-mask-image:radial-gradient(ellipse 80% 70% at 50% 40%,#000 30%,transparent 80%);
}
.orb{position:absolute;border-radius:50%;filter:blur(80px);opacity:.5;pointer-events:none}
.orb-1{width:480px;height:480px;background:radial-gradient(circle,rgba(225,29,46,.55),transparent 70%);top:-140px;left:-120px;animation:float1 18s ease-in-out infinite}
.orb-2{width:520px;height:520px;background:radial-gradient(circle,rgba(0,57,166,.6),transparent 70%);bottom:-180px;right:-140px;animation:float2 22s ease-in-out infinite}
.orb-3{width:340px;height:340px;background:radial-gradient(circle,rgba(233,185,73,.35),transparent 70%);top:40%;left:55%;animation:float3 26s ease-in-out infinite}
@keyframes float1{0%,100%{transform:translate(0,0)}50%{transform:translate(60px,40px)}}
@keyframes float2{0%,100%{transform:translate(0,0)}50%{transform:translate(-50px,-40px)}}
@keyframes float3{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(30px,-50px) scale(1.1)}}

.hero-noise{
  position:absolute;inset:0;opacity:.4;mix-blend-mode:overlay;pointer-events:none;
  background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.5'/%3E%3C/svg%3E");
}

.hero-inner{position:relative;z-index:2;width:100%}
.hero-content{max-width:960px;margin:0 auto;text-align:center}

.hero-badge{
  display:inline-flex;align-items:center;gap:10px;
  padding:8px 18px;border-radius:100px;margin-bottom:28px;
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);
  backdrop-filter:blur(12px);
  font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  color:rgba(255,255,255,.9);
}
.hero-badge .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 0 rgba(233,185,73,.7);animation:pulseDot 2s infinite}
@keyframes pulseDot{0%{box-shadow:0 0 0 0 rgba(233,185,73,.7)}70%{box-shadow:0 0 0 12px rgba(233,185,73,0)}100%{box-shadow:0 0 0 0 rgba(233,185,73,0)}}

.hero h1{
  color:#fff;font-weight:800;
  text-shadow:0 2px 40px rgba(0,0,0,.4);
}
.hero h1 .grad{
  background:linear-gradient(135deg,var(--gold-2) 0%,var(--gold) 40%,var(--red-2) 100%);
  -webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
}
.hero-sub{
  font-size:clamp(1.05rem,1.5vw,1.28rem);color:rgba(255,255,255,.78);
  max-width:720px;margin:24px auto 0;line-height:1.6;font-weight:400;
}

.hero-stats{
  display:grid;grid-template-columns:repeat(3,1fr);gap:20px;
  max-width:760px;margin:56px auto 0;
}
.stat{
  padding:26px 18px;border-radius:20px;text-align:center;
  background:rgba(255,255,255,.045);
  border:1px solid rgba(255,255,255,.10);
  backdrop-filter:blur(14px);
  transition:all .4s var(--ease);position:relative;overflow:hidden;
}
.stat::before{
  content:"";position:absolute;top:0;left:20%;right:20%;height:1px;
  background:linear-gradient(90deg,transparent,rgba(255,255,255,.4),transparent);
}
.stat:hover{transform:translateY(-4px);border-color:rgba(233,185,73,.4);background:rgba(255,255,255,.07)}
.stat-num{
  font-family:'Sora',sans-serif;font-size:clamp(1.7rem,3vw,2.5rem);
  font-weight:800;letter-spacing:-.03em;line-height:1;
  background:linear-gradient(135deg,#fff 0%,var(--gold-2) 60%,var(--gold) 100%);
  -webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
}
.stat-lbl{font-size:.8rem;color:rgba(255,255,255,.6);margin-top:8px;font-weight:500;letter-spacing:.02em}

.hero-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:44px}
.hero-trust{
  display:inline-flex;align-items:center;gap:10px;margin-top:34px;
  font-size:.86rem;color:rgba(255,255,255,.65);
}
.hero-trust i{color:var(--gold)}

.scroll-cue{
  position:absolute;bottom:30px;left:50%;transform:translateX(-50%);z-index:3;
  display:flex;flex-direction:column;align-items:center;gap:8px;
  font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.4);
}
.scroll-cue .line{width:1px;height:44px;background:linear-gradient(rgba(255,255,255,.5),transparent);position:relative;overflow:hidden}
.scroll-cue .line::after{content:"";position:absolute;top:-44px;left:0;width:100%;height:44px;background:var(--gold);animation:scrollLine 2s infinite}
@keyframes scrollLine{0%{top:-44px}100%{top:44px}}

/* ============================================================
   REVEAL ANIMATIONS
   ============================================================ */
.reveal{opacity:0;transform:translateY(32px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal.in{opacity:1;transform:translateY(0)}
.reveal-l{opacity:0;transform:translateX(-40px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal-l.in{opacity:1;transform:translateX(0)}
.reveal-r{opacity:0;transform:translateX(40px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal-r.in{opacity:1;transform:translateX(0)}
.reveal-s{opacity:0;transform:scale(.94);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal-s.in{opacity:1;transform:scale(1)}

/* ============================================================
   BENEFITS
   ============================================================ */
.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.b-card{
  background:#fff;border-radius:22px;padding:34px 28px;position:relative;
  border:1px solid var(--line);box-shadow:var(--shadow-sm);
  transition:all .45s var(--ease);overflow:hidden;
}
.b-card::after{
  content:"";position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--red),var(--gold),var(--blue));
  transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease);
}
.b-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:transparent}
.b-card:hover::after{transform:scaleX(1)}
.b-icon{
  width:58px;height:58px;border-radius:16px;display:grid;place-items:center;
  font-size:1.35rem;color:#fff;margin-bottom:22px;
  background:linear-gradient(135deg,var(--red) 0%,var(--red-deep) 100%);
  box-shadow:0 10px 24px rgba(225,29,46,.22);
  transition:transform .45s var(--ease);
}
.b-card:nth-child(2) .b-icon{background:linear-gradient(135deg,var(--blue-2),var(--blue-deep));box-shadow:0 10px 24px rgba(0,57,166,.22)}
.b-card:nth-child(3) .b-icon{background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));color:var(--ink);box-shadow:0 10px 24px rgba(233,185,73,.3)}
.b-card:nth-child(4) .b-icon{background:linear-gradient(135deg,#1E293B,#0F172A);box-shadow:0 10px 24px rgba(15,23,42,.28)}
.b-card:hover .b-icon{transform:scale(1.08) rotate(-4deg)}
.b-card h3{font-size:1.15rem;margin-bottom:12px}
.b-card p{font-size:.93rem;line-height:1.65;margin-bottom:18px}
.b-tag{
  display:inline-flex;align-items:center;gap:6px;font-size:.72rem;font-weight:700;
  letter-spacing:.08em;text-transform:uppercase;
  padding:6px 12px;border-radius:100px;
  background:linear-gradient(135deg,rgba(233,185,73,.18),rgba(233,185,73,.08));
  color:var(--gold-deep);border:1px solid rgba(233,185,73,.3);
}

/* ============================================================
   FINANCIAL
   ============================================================ */
.fin-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:start}
.fin-table{
  background:#fff;border-radius:22px;overflow:hidden;
  border:1px solid var(--line);box-shadow:var(--shadow-md);
}
.fin-row{
  display:grid;grid-template-columns:1.6fr 1fr;gap:16px;
  padding:17px 26px;border-bottom:1px solid var(--line);
  align-items:center;transition:background .25s var(--ease);
}
.fin-row:last-child{border-bottom:none}
.fin-row:hover{background:var(--surface-2)}
.fin-row.head{
  background:linear-gradient(135deg,var(--ink) 0%,var(--ink-3) 100%);
  color:#fff;font-family:'Sora',sans-serif;font-weight:600;
  font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;
  padding:20px 26px;
}
.fin-row.head .fin-val{color:var(--gold)}
.fin-row.hl{background:linear-gradient(90deg,rgba(233,185,73,.08),rgba(233,185,73,.02))}
.fin-row.hl .fin-val{color:var(--red);font-weight:700;font-family:'Sora',sans-serif;font-size:1.15rem}
.fin-row.hl:hover{background:linear-gradient(90deg,rgba(233,185,73,.14),rgba(233,185,73,.04))}
.fin-key{display:flex;align-items:center;gap:12px;font-size:.95rem;color:var(--text)}
.fin-key i{color:var(--red);font-size:.95rem;width:18px;text-align:center}
.fin-val{font-weight:600;color:var(--text);font-family:'Sora',sans-serif;font-size:.98rem}
.fin-val small{font-weight:400;color:var(--text-3);font-size:.8rem}

.calc{
  background:linear-gradient(160deg,#0D1425 0%,#070B16 100%);
  border-radius:24px;padding:34px;color:#fff;position:relative;overflow:hidden;
  border:1px solid rgba(255,255,255,.08);box-shadow:var(--shadow-lg);
}
.calc::before{
  content:"";position:absolute;top:-80px;right:-80px;width:240px;height:240px;
  background:radial-gradient(circle,rgba(233,185,73,.28),transparent 70%);
  filter:blur(30px);pointer-events:none;
}
.calc::after{
  content:"";position:absolute;bottom:-100px;left:-80px;width:260px;height:260px;
  background:radial-gradient(circle,rgba(225,29,46,.25),transparent 70%);
  filter:blur(30px);pointer-events:none;
}
.calc > *{position:relative;z-index:1}
.calc h3{color:#fff;font-size:1.25rem;margin-bottom:6px}
.calc .calc-sub{font-size:.85rem;color:rgba(255,255,255,.55);margin-bottom:26px}
.calc-field{margin-bottom:20px}
.calc-field label{
  display:block;font-size:.76rem;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;color:rgba(255,255,255,.55);margin-bottom:9px;
}
.calc-field select,.calc-field input[type=range]{
  width:100%;font-family:inherit;font-size:.92rem;color:#fff;
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);
  border-radius:11px;padding:12px 14px;transition:all .25s var(--ease);
  appearance:none;-webkit-appearance:none;
}
.calc-field select{
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23E9B949' stroke-width='3'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;padding-right:38px;
}
.calc-field select:focus{outline:none;border-color:var(--gold);background:rgba(255,255,255,.1)}
.calc-field select option{background:var(--ink-2);color:#fff}
.calc-field input[type=range]{
  padding:0;height:6px;background:rgba(255,255,255,.12);border:none;
  border-radius:100px;margin-top:10px;
}
.calc-field input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;width:22px;height:22px;border-radius:50%;
  background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));
  box-shadow:0 4px 14px rgba(233,185,73,.6);cursor:pointer;border:3px solid var(--ink);
}
.calc-field input[type=range]::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;
  background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));
  box-shadow:0 4px 14px rgba(233,185,73,.6);cursor:pointer;border:3px solid var(--ink);
}
.range-val{display:flex;justify-content:space-between;font-size:.8rem;color:rgba(255,255,255,.5);margin-top:8px}
.range-val b{color:var(--gold);font-family:'Sora',sans-serif}

.calc-result{
  margin-top:24px;padding:24px;border-radius:16px;
  background:rgba(255,255,255,.05);border:1px solid rgba(233,185,73,.3);
  text-align:center;display:none;
}
.calc-result.show{display:block;animation:fadeUp .5s var(--ease)}
@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
.calc-result .lbl{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.55)}
.calc-result .val{
  font-family:'Sora',sans-serif;font-size:2.4rem;font-weight:800;
  margin:8px 0 4px;letter-spacing:-.03em;
  background:linear-gradient(135deg,var(--gold-2),var(--gold));
  -webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
}
.calc-breakdown{
  margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,.1);
  font-size:.85rem;color:rgba(255,255,255,.65);text-align:left;
}
.calc-breakdown div{display:flex;justify-content:space-between;padding:5px 0}
.calc-breakdown b{color:#fff}

/* ============================================================
   TIMELINE
   ============================================================ */
.timeline-wrap{position:relative;max-width:900px;margin:0 auto}
.timeline-wrap::before{
  content:"";position:absolute;left:50%;top:0;bottom:0;width:2px;
  background:linear-gradient(180deg,var(--red),var(--gold),var(--blue));
  transform:translateX(-50%);opacity:.35;
}
.tl-item{display:flex;gap:32px;margin-bottom:36px;position:relative;align-items:flex-start}
.tl-item:nth-child(even){flex-direction:row-reverse}
.tl-item:nth-child(even) .tl-content{text-align:right}
.tl-item:nth-child(even) .tl-list li{justify-content:flex-end}
.tl-num{
  flex-shrink:0;width:64px;height:64px;border-radius:20px;position:relative;z-index:2;
  display:grid;place-items:center;font-family:'Sora',sans-serif;
  font-size:1.3rem;font-weight:800;color:var(--ink);
  background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));
  box-shadow:0 12px 30px rgba(233,185,73,.35);
}
.tl-content{
  flex:1;background:#fff;border-radius:20px;padding:28px 30px;
  border:1px solid var(--line);box-shadow:var(--shadow);position:relative;
  transition:all .4s var(--ease);
}
.tl-content:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}
.tl-content::before{
  content:"";position:absolute;top:28px;width:14px;height:14px;
  background:#fff;border:2px solid var(--gold);border-radius:50%;
}
.tl-item:nth-child(odd) .tl-content::before{left:-40px}
.tl-item:nth-child(even) .tl-content::before{right:-40px}
.tl-content .day{
  display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;color:var(--red);background:rgba(225,29,46,.08);
  padding:5px 12px;border-radius:100px;margin-bottom:12px;
}
.tl-content h3{font-size:1.15rem;margin-bottom:10px}
.tl-content p{font-size:.93rem;line-height:1.65;margin-bottom:14px}
.tl-list{display:flex;flex-direction:column;gap:7px}
.tl-list li{display:flex;align-items:center;gap:9px;font-size:.86rem;color:var(--text-2)}
.tl-list li i{color:var(--gold-deep);font-size:.75rem}

/* ============================================================
   REQUIREMENTS
   ============================================================ */
.req-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.req-card{
  background:#fff;border-radius:18px;padding:26px;border:1px solid var(--line);
  transition:all .4s var(--ease);position:relative;
}
.req-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:transparent}
.req-icon{
  width:48px;height:48px;border-radius:13px;display:grid;place-items:center;
  font-size:1.1rem;margin-bottom:16px;
}
.req-icon.ok{background:rgba(16,185,129,.1);color:#059669}
.req-icon.warn{background:rgba(245,158,11,.12);color:#D97706}
.req-icon.info{background:rgba(0,57,166,.1);color:var(--blue)}
.req-card h3{font-size:1.05rem;margin-bottom:8px}
.req-card p{font-size:.9rem;line-height:1.6;margin-bottom:14px}
.req-status{
  display:inline-flex;font-size:.68rem;font-weight:700;letter-spacing:.1em;
  text-transform:uppercase;padding:5px 11px;border-radius:100px;
  background:rgba(225,29,46,.08);color:var(--red);
}
.req-status.opt{background:rgba(0,57,166,.08);color:var(--blue)}
.req-note{
  margin-top:36px;display:flex;gap:16px;align-items:flex-start;
  padding:24px 28px;border-radius:16px;
  background:linear-gradient(135deg,rgba(0,57,166,.06),rgba(0,57,166,.02));
  border-left:3px solid var(--blue);
}
.req-note i{color:var(--blue);font-size:1.25rem;margin-top:2px}
.req-note p{font-size:.92rem;margin:0}

/* ============================================================
   DOCUMENTS / ACCORDION
   ============================================================ */
.acc{max-width:900px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.acc-item{
  background:#fff;border-radius:16px;border:1px solid var(--line);
  overflow:hidden;transition:all .4s var(--ease);
}
.acc-item:hover{box-shadow:var(--shadow)}
.acc-item.open{box-shadow:var(--shadow-md);border-color:transparent}
.acc-head{
  display:flex;align-items:center;gap:18px;padding:22px 26px;cursor:pointer;
  transition:background .25s var(--ease);
}
.acc-head:hover{background:var(--surface-2)}
.acc-ico{
  flex-shrink:0;width:46px;height:46px;border-radius:13px;display:grid;place-items:center;
  color:#fff;font-size:1.05rem;
  background:linear-gradient(135deg,var(--red),var(--red-deep));
  box-shadow:0 8px 18px rgba(225,29,46,.22);
}
.acc-item:nth-child(2) .acc-ico{background:linear-gradient(135deg,var(--blue-2),var(--blue-deep));box-shadow:0 8px 18px rgba(0,57,166,.22)}
.acc-item:nth-child(3) .acc-ico{background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));color:var(--ink);box-shadow:0 8px 18px rgba(233,185,73,.3)}
.acc-item:nth-child(4) .acc-ico{background:linear-gradient(135deg,#1E293B,#0F172A);box-shadow:0 8px 18px rgba(15,23,42,.25)}
.acc-item:nth-child(5) .acc-ico{background:linear-gradient(135deg,#059669,#047857);box-shadow:0 8px 18px rgba(5,150,105,.25)}
.acc-item:nth-child(6) .acc-ico{background:linear-gradient(135deg,#7C3AED,#5B21B6);box-shadow:0 8px 18px rgba(124,58,237,.25)}
.acc-head h3{flex:1;font-size:1.02rem}
.acc-chev{color:var(--text-3);transition:transform .4s var(--ease)}
.acc-item.open .acc-chev{transform:rotate(180deg);color:var(--red)}
.acc-body{max-height:0;overflow:hidden;transition:max-height .45s var(--ease)}
.acc-item.open .acc-body{max-height:600px}
.acc-inner{padding:0 26px 26px 90px;font-size:.93rem}
.acc-inner ul{display:flex;flex-direction:column;gap:9px;margin:12px 0}
.acc-inner li{display:flex;gap:10px;align-items:flex-start;color:var(--text-2)}
.acc-inner li::before{content:"\f00c";font-family:"Font Awesome 6 Free";font-weight:900;color:#059669;font-size:.78rem;margin-top:4px}
.acc-tip{
  display:flex;gap:12px;align-items:flex-start;margin-top:14px;
  padding:14px 16px;border-radius:12px;
  background:linear-gradient(135deg,rgba(233,185,73,.12),rgba(233,185,73,.04));
  border-left:3px solid var(--gold);
}
.acc-tip i{color:var(--gold-deep);margin-top:3px}
.acc-tip span{font-size:.86rem;color:var(--text-2)}

/* ============================================================
   VACANCIES
   ============================================================ */
.vac-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.vac{
  background:#fff;border-radius:18px;padding:26px 22px;text-align:center;
  border:1px solid var(--line);transition:all .4s var(--ease);position:relative;overflow:hidden;
}
.vac::before{
  content:"";position:absolute;inset:0;opacity:0;transition:opacity .4s var(--ease);
  background:linear-gradient(160deg,rgba(225,29,46,.04),rgba(0,57,166,.04));
}
.vac:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.vac:hover::before{opacity:1}
.vac > *{position:relative}
.vac-ico{
  width:60px;height:60px;border-radius:18px;margin:0 auto 18px;
  display:grid;place-items:center;font-size:1.4rem;color:#fff;
  background:linear-gradient(135deg,var(--ink-3),var(--ink));
  box-shadow:0 10px 24px rgba(15,23,42,.2);
  transition:transform .4s var(--ease);
}
.vac:hover .vac-ico{transform:scale(1.1) rotate(-5deg)}
.vac:nth-child(3n+1) .vac-ico{background:linear-gradient(135deg,var(--red),var(--red-deep));box-shadow:0 10px 24px rgba(225,29,46,.25)}
.vac:nth-child(3n+2) .vac-ico{background:linear-gradient(135deg,var(--blue-2),var(--blue-deep));box-shadow:0 10px 24px rgba(0,57,166,.25)}
.vac:nth-child(3n+3) .vac-ico{background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));color:var(--ink);box-shadow:0 10px 24px rgba(233,185,73,.3)}
.vac h3{font-size:1.02rem;margin-bottom:6px}
.vac p{font-size:.82rem;color:var(--text-3);margin-bottom:12px}
.vac-sal{font-family:'Sora',sans-serif;font-weight:700;font-size:.9rem;color:var(--red);margin-bottom:12px}
.vac-badge{
  display:inline-flex;font-size:.66rem;font-weight:700;letter-spacing:.1em;
  text-transform:uppercase;padding:5px 11px;border-radius:100px;
}
.vac-badge.high{background:rgba(5,150,105,.1);color:#059669}
.vac-badge.mid{background:rgba(245,158,11,.12);color:#D97706}
.vac-badge.low{background:rgba(225,29,46,.08);color:var(--red)}
.vac-note{
  margin-top:40px;display:flex;gap:16px;align-items:flex-start;
  padding:26px 30px;border-radius:16px;background:var(--surface-2);
  border:1px solid var(--line);
}
.vac-note i{color:var(--blue);font-size:1.25rem;margin-top:2px}
.vac-note p{margin:0;font-size:.94rem}

/* ============================================================
   GUARANTEES / TABS
   ============================================================ */
.tabs-wrap{max-width:1040px;margin:0 auto}
.tabs-nav{
  display:flex;gap:8px;justify-content:center;flex-wrap:wrap;margin-bottom:32px;
}
.tab-btn{
  display:flex;align-items:center;gap:9px;padding:12px 22px;border-radius:12px;
  font-size:.88rem;font-weight:600;color:var(--text-2);background:#fff;
  border:1px solid var(--line);transition:all .3s var(--ease);
}
.tab-btn:hover{color:var(--red);border-color:rgba(225,29,46,.3)}
.tab-btn.active{
  background:linear-gradient(135deg,var(--red),var(--red-deep));color:#fff;
  border-color:transparent;box-shadow:0 10px 24px rgba(225,29,46,.28);
}
.tab-panel{display:none}
.tab-panel.active{display:block;animation:fadeUp .5s var(--ease)}
.tab-panel-inner{
  background:#fff;border-radius:22px;padding:40px;border:1px solid var(--line);
  box-shadow:var(--shadow-md);
}
.tab-panel-inner h3{font-size:1.4rem;margin-bottom:26px;color:var(--red)}
.g-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.g-item{
  display:flex;gap:14px;padding:20px;border-radius:14px;
  background:var(--surface-2);border:1px solid transparent;
  transition:all .35s var(--ease);
}
.g-item:hover{background:#fff;border-color:var(--line);transform:translateX(5px);box-shadow:var(--shadow)}
.g-item > i{color:#059669;font-size:1.25rem;flex-shrink:0;margin-top:3px}
.g-item strong{display:block;font-family:'Sora',sans-serif;font-size:.98rem;margin-bottom:4px;color:var(--text)}
.g-item p{font-size:.87rem;margin:0;line-height:1.55}

/* ============================================================
   SUPPORT
   ============================================================ */
.sup-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.sup-card{
  background:#fff;border-radius:20px;padding:30px;border:1px solid var(--line);
  transition:all .4s var(--ease);position:relative;overflow:hidden;
}
.sup-card::before{
  content:"";position:absolute;top:0;left:0;width:100%;height:3px;
  background:linear-gradient(90deg,var(--red),var(--gold),var(--blue));
  transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease);
}
.sup-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.sup-card:hover::before{transform:scaleX(1)}
.sup-ico{
  width:54px;height:54px;border-radius:15px;display:grid;place-items:center;
  font-size:1.25rem;color:#fff;margin-bottom:18px;
  background:linear-gradient(135deg,var(--blue-2),var(--blue-deep));
  box-shadow:0 10px 24px rgba(0,57,166,.22);
}
.sup-card:nth-child(2n) .sup-ico{background:linear-gradient(135deg,var(--red),var(--red-deep));box-shadow:0 10px 24px rgba(225,29,46,.22)}
.sup-card:nth-child(3n) .sup-ico{background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));color:var(--ink);box-shadow:0 10px 24px rgba(233,185,73,.3)}
.sup-card h3{font-size:1.05rem;margin-bottom:10px}
.sup-card p{font-size:.9rem;line-height:1.6;margin:0}

/* ============================================================
   COUNTRIES MARQUEE
   ============================================================ */
.countries-sec{padding:80px 0;overflow:hidden}
.marquee{
  position:relative;overflow:hidden;
  mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent);
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent);
}
.marquee-track{display:flex;gap:14px;width:max-content;animation:scrollX 60s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes scrollX{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.chip{
  display:inline-flex;align-items:center;gap:9px;padding:11px 20px;border-radius:100px;
  background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);
  color:rgba(255,255,255,.82);font-size:.86rem;font-weight:500;white-space:nowrap;
  transition:all .3s var(--ease);
}
.chip:hover{background:rgba(233,185,73,.12);border-color:rgba(233,185,73,.4);color:var(--gold-2)}
.chip i{color:var(--gold);font-size:.75rem}
.marquee + .marquee{margin-top:14px}
.marquee.rev .marquee-track{animation-direction:reverse;animation-duration:70s}

/* ============================================================
   PROCESS
   ============================================================ */
.process-wrap{max-width:720px;margin:0 auto}
.step{display:flex;gap:26px;align-items:flex-start}
.step-num{
  flex-shrink:0;width:78px;height:78px;border-radius:50%;padding:3px;
  background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));
  box-shadow:0 14px 34px rgba(233,185,73,.35);
}
.step-num span{
  width:100%;height:100%;border-radius:50%;background:#fff;
  display:grid;place-items:center;font-family:'Sora',sans-serif;
  font-size:1.7rem;font-weight:800;color:var(--ink);
}
.step-body{flex:1;padding-top:8px}
.step-body h3{font-size:1.15rem;margin-bottom:8px;color:var(--red)}
.step-body p{font-size:.94rem;margin:0}
.step-arrow{display:flex;justify-content:center;margin:10px 0;color:var(--red);font-size:1.3rem;animation:bob 2s ease-in-out infinite}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(6px)}}

/* ============================================================
   FAQ
   ============================================================ */
.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;max-width:1100px;margin:0 auto}
.faq-item{
  background:#fff;border-radius:16px;border:1px solid var(--line);
  overflow:hidden;transition:all .35s var(--ease);
}
.faq-item:hover{box-shadow:var(--shadow)}
.faq-item.open{box-shadow:var(--shadow-md);border-color:transparent}
.faq-q{
  display:flex;align-items:center;gap:16px;padding:20px 24px;cursor:pointer;
  transition:background .25s var(--ease);
}
.faq-q:hover{background:var(--surface-2)}
.faq-q h3{flex:1;font-size:.98rem;font-weight:600;line-height:1.4}
.faq-q .plus{
  flex-shrink:0;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;
  background:var(--surface-2);color:var(--red);font-size:.85rem;
  transition:all .35s var(--ease);
}
.faq-item.open .faq-q .plus{background:var(--red);color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s var(--ease)}
.faq-item.open .faq-a{max-height:360px}
.faq-a p{padding:0 24px 22px;font-size:.9rem;line-height:1.7;margin:0}

/* ============================================================
   CONTACT
   ============================================================ */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.contact-info h2{font-size:clamp(1.9rem,3vw,2.6rem);margin-bottom:16px}
.contact-info > p{font-size:1.05rem;margin-bottom:28px}
.contact-perks{display:flex;flex-direction:column;gap:14px;margin-bottom:32px}
.contact-perk{display:flex;align-items:center;gap:12px;font-size:.95rem;color:var(--text)}
.contact-perk i{color:#059669;font-size:1.05rem}
.contact-box{
  background:linear-gradient(160deg,#0D1425,#070B16);border-radius:20px;
  padding:30px;color:#fff;border:1px solid rgba(255,255,255,.08);
}
.contact-box h3{color:#fff;font-size:1.15rem;margin-bottom:20px}
.contact-methods{display:flex;flex-direction:column;gap:12px}
.c-method{
  display:flex;align-items:center;gap:16px;padding:16px 18px;border-radius:14px;
  background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);
  transition:all .35s var(--ease);
}
.c-method:hover{background:rgba(233,185,73,.1);border-color:rgba(233,185,73,.4);transform:translateX(5px)}
.c-method i{font-size:1.4rem;color:var(--gold);width:26px;text-align:center}
.c-method strong{display:block;font-family:'Sora',sans-serif;font-size:.95rem;color:#fff;margin-bottom:2px}
.c-method span{font-size:.85rem;color:rgba(255,255,255,.6)}

.form-card{
  background:#fff;border-radius:24px;padding:40px;border:1px solid var(--line);
  box-shadow:var(--shadow-lg);
}
.form-card h3{font-size:1.5rem;margin-bottom:8px;text-align:center}
.form-card .form-sub{text-align:center;font-size:.9rem;color:var(--text-3);margin-bottom:28px}
.field{margin-bottom:18px;position:relative}
.field label{display:block;font-size:.8rem;font-weight:600;color:var(--text-2);margin-bottom:7px}
.field .req{color:var(--red)}
.field input,.field select,.field textarea{
  width:100%;font-family:inherit;font-size:.93rem;color:var(--text);
  background:var(--surface-2);border:1.5px solid transparent;
  border-radius:11px;padding:12px 15px;transition:all .25s var(--ease);
}
.field textarea{resize:vertical;min-height:96px;line-height:1.55}
.field select{
  appearance:none;-webkit-appearance:none;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='3'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;padding-right:38px;
}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--red);background:#fff;
  box-shadow:0 0 0 4px rgba(225,29,46,.08);
}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.check{
  display:flex;gap:10px;align-items:flex-start;font-size:.82rem;
  color:var(--text-2);line-height:1.5;margin:8px 0 18px;cursor:pointer;
}
.check input{width:auto;margin-top:3px;accent-color:var(--red);flex-shrink:0}
.form-note{text-align:center;font-size:.78rem;color:var(--text-3);margin-top:14px}

.success-msg{display:none;text-align:center;padding:30px 10px}
.success-msg.show{display:block;animation:fadeUp .5s var(--ease)}
.success-ico{
  width:88px;height:88px;border-radius:50%;margin:0 auto 22px;
  display:grid;place-items:center;background:rgba(5,150,105,.1);
}
.success-ico i{font-size:2.6rem;color:#059669;animation:pop .5s var(--ease)}
@keyframes pop{from{transform:scale(0)}to{transform:scale(1)}}
.success-msg h3{color:#059669;margin-bottom:10px}
.success-msg p{font-size:.95rem;margin-bottom:22px}

/* ============================================================
   FOOTER
   ============================================================ */
.footer{background:var(--ink);color:rgba(255,255,255,.7);padding:80px 0 30px;position:relative;overflow:hidden}
.footer::before{
  content:"";position:absolute;top:0;left:0;right:0;height:1px;
  background:linear-gradient(90deg,transparent,rgba(233,185,73,.5),transparent);
}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:44px;margin-bottom:50px}
.footer h4{color:#fff;font-size:.95rem;margin-bottom:20px;font-family:'Sora',sans-serif}
.footer p{font-size:.88rem;line-height:1.65;color:rgba(255,255,255,.6)}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.footer-brand .brand-mark{width:44px;height:44px}
.footer-brand span{font-family:'Sora',sans-serif;font-weight:700;color:#fff;font-size:1.05rem}
.footer ul{display:flex;flex-direction:column;gap:11px}
.footer ul a{font-size:.88rem;color:rgba(255,255,255,.6);transition:color .25s var(--ease)}
.footer ul a:hover{color:var(--gold-2)}
.footer-contacts li{display:flex;flex-direction:column;gap:2px;font-size:.88rem}
.footer-contacts li i{color:var(--red-2);margin-right:6px}
.footer-contacts li span{font-size:.78rem;color:rgba(255,255,255,.4)}
.socials{display:flex;gap:10px;margin-top:18px}
.socials a{
  width:40px;height:40px;border-radius:12px;display:grid;place-items:center;
  background:rgba(255,255,255,.06);color:rgba(255,255,255,.8);
  transition:all .3s var(--ease);border:1px solid rgba(255,255,255,.06);
}
.socials a:hover{background:linear-gradient(135deg,var(--gold-2),var(--gold-deep));color:var(--ink);transform:translateY(-3px)}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.08);padding-top:28px;
  display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;
}
.footer-bottom p{font-size:.82rem;color:rgba(255,255,255,.4);margin:0}
.footer-legal{display:flex;gap:20px;flex-wrap:wrap}
.footer-legal a{font-size:.82rem;color:rgba(255,255,255,.5);transition:color .25s}
.footer-legal a:hover{color:var(--gold-2)}

/* ============================================================
   FLOATING ACTIONS
   ============================================================ */
.float-cta{
  position:fixed;bottom:26px;right:26px;z-index:900;
  opacity:0;transform:translateY(80px);transition:all .4s var(--ease);
}
.float-cta.show{opacity:1;transform:translateY(0)}
.float-cta .btn{box-shadow:var(--shadow-xl);animation:pulseGold 2.4s infinite}
@keyframes pulseGold{0%{box-shadow:0 10px 28px rgba(233,185,73,.35),0 0 0 0 rgba(233,185,73,.5)}70%{box-shadow:0 10px 28px rgba(233,185,73,.35),0 0 0 18px rgba(233,185,73,0)}100%{box-shadow:0 10px 28px rgba(233,185,73,.35),0 0 0 0 rgba(233,185,73,0)}}

.to-top{
  position:fixed;bottom:26px;left:26px;z-index:900;width:48px;height:48px;
  border-radius:14px;background:#fff;color:var(--ink);font-size:1rem;
  box-shadow:var(--shadow-lg);border:1px solid var(--line);
  opacity:0;transform:translateY(80px);transition:all .4s var(--ease);
}
.to-top.show{opacity:1;transform:translateY(0)}
.to-top:hover{background:var(--red);color:#fff;transform:translateY(-4px)}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:1100px){
  .benefits-grid,.vac-grid{grid-template-columns:repeat(2,1fr)}
  .sup-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:960px){
  section{padding:80px 0}
  .nav-links,.nav-phone,.nav .btn-red{display:none}
  .burger{display:grid;place-items:center}
  .fin-grid,.contact-grid{grid-template-columns:1fr}
  .req-grid{grid-template-columns:repeat(2,1fr)}
  .g-list{grid-template-columns:1fr}
  .faq-grid{grid-template-columns:1fr}
  .tl-item,.tl-item:nth-child(even){flex-direction:row}
  .tl-item:nth-child(even) .tl-content{text-align:left}
  .tl-item:nth-child(even) .tl-list li{justify-content:flex-start}
  .timeline-wrap::before{left:32px}
  .tl-item:nth-child(odd) .tl-content::before,
  .tl-item:nth-child(even) .tl-content::before{left:-40px;right:auto}
}
@media(max-width:640px){
  :root{--gutter:18px}
  .benefits-grid,.vac-grid,.req-grid,.sup-grid,.footer-grid,.field-row{grid-template-columns:1fr}
  .hero-stats{grid-template-columns:1fr;gap:12px}
  .hero{padding-top:120px}
  .form-card{padding:26px}
  .tab-panel-inner{padding:24px}
  .tabs-nav{justify-content:flex-start;overflow-x:auto;flex-wrap:nowrap;padding-bottom:6px}
  .tab-btn{white-space:nowrap}
  .acc-inner{padding-left:26px}
  .step-num{width:60px;height:60px}
  .step-num span{font-size:1.35rem}
  .float-cta{bottom:18px;right:18px}
  .float-cta .btn span{display:none}
  .float-cta .btn{padding:16px;border-radius:50%;width:56px;height:56px}
  .to-top{bottom:18px;left:18px;width:44px;height:44px}
}